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...small-business growth, but that won't happen as long as banks sharply limit lending to smaller companies. For their part, bankers feel they are responding prudently to a tough economy by tightening loan standards across the board. And while some of the biggest banks are healthy enough to pay back the government's emergency loans made from the Troubled Asset Relief Program, many smaller banks remain in crisis. So far this year the Federal Deposit Insurance Corporation has shut down 133 banks that succumbed to a tidal wave of loan defaults. "Given the state of the markets there...

Author: /time Magazine | Title: Obama vs. the Banks: The Pressure Intensifies | 12/13/2009 | See Source »

...Near Global has invested around $16.5 million in its London site. Wrottesley expects a quick return. Some revenues come from fees paid by client retailers. But all retailers, clients or not, also pay for clicks to their sites, and Near Global also earns a commission on all items sold. Advertisements will generate additional income. Little wonder that Near Global is talking to a potential partner about doing virtual versions of major U.S. cities, starting with New York. A virtual Tokyo is also high on the to-do list. Soon you might be able to enjoy a shopping spree that takes...

Author: /time Magazine | Title: London Shopping Stressful? Try Virtual Oxford Street | 12/12/2009 | See Source »

...scan first, and deal with any copyright issues later - a method that worries authors and publishers. Justice authorities in the U.S. and in Europe have warned Google that it should not secure a monopoly position that would allow it to single-handedly dictate how much the public must pay to access many of the world's great books...

Author: /time Magazine | Title: Europe vs. Google: The Next Chapter | 12/11/2009 | See Source »

...Google and its backers - which include industrial partner Sony as well as libraries in the U.S. and Europe - argue that the company brings rare books often only obtainable by students, scholars and researchers to the general public online for free. It says it's also setting aside funding to pay to unknown copyright owners who step up and ask for remuneration, or remove works by those who don't want to be in Google's archive. (See pictures of Google Earth...

Author: /time Magazine | Title: Europe vs. Google: The Next Chapter | 12/11/2009 | See Source »

...formed by authors and Google rivals like Yahoo! and Microsoft - describe that as a kind of massive, literary landgrab which ignores copyright concerns until owners demand they be paid or their books removed. They also fear Google's initially free search-and-access service will give way to a pay scheme. Confusing matters further, libraries, publishers and writers in both the U.S. and Europe are split in pro- and anti-Google Book camps...

Author: /time Magazine | Title: Europe vs. Google: The Next Chapter | 12/11/2009 | See Source »

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