Word: payments
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Dates: during 2010-2019
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...Procidia (Hawke) is a poor cop with a lot to lose. As the film progresses, Proicidia’s spouse falls increasingly ill due to a mold problem in their run-down home. In order to save his wife and their twins, Procidia must make a down payment for a new house in just a few days, but he doesn’t have nearly enough money. To meet his deadline, he turns to robbing drug dealers during busts, even going so far as to break into a dealer’s apartment after a bust gets canceled. Though this...
...from a slam-dunk fix for the housing slump. Under the program, which received a provisional patent from the U.S. Patent and Trademark Office last month, the developer or homebuilder must give 20% of the purchase price to Herzberg's group as a fee for the put option - a payment that many developers may be reluctant to cough up. "20% is astronomically high!," says one analyst, who did not wish to be named. "What builder would give away 20% when they're doing 5% or 10% [pretax] margins? If they gave away 20% of the house price, they'd lose...
...report about a privately owned industrial-parts company in Isfahan, Iran's third largest city, that has failed to pay 200 of its employees for the past seven months. About 80 angry workers forced their way into a board meeting, compelling company managers to hastily promise an initial payment within days and a settling of all debts by the end of the Iranian year in mid-March - with New Year bonuses as an added sweetener. (See pictures of December's violent street demonstrations in Tehran...
...Mandate standard payment dates and times, to keep companies from tripping you up into late charges by moving your due date...
Some people with option ARMs have already seen their payments spike, thanks to caps on negative amortization - that is, a loan balance that grows, instead of shrinks, over time. In its report, Amherst dissected one such loan, which was written in 2007 for $465,000 over 40 years. A minimum monthly payment that started at $1,260 soon rose to $1,354 and then to $2,806, more than twice the original amount. The borrower quickly defaulted. Going forward, the bigger problem is the reset that normally comes after five years. Even without negative amortization, many borrowers will see their...