Word: pays
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Dates: during 1990-1999
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...possible answer can be found in how much Harvard hews to the controversial practice of subcontracting--which allows them to pay market rates without being accused of cheating its own employees...
Debt Consolidation. Wanda Storey, a Miami paralegal, has just swung a $13,000, 9.5% home-equity loan. She used it to pay off $6,100 of credit-card borrowings on which she was being charged 22% interest, and a $6,900 loan at 18% for a vacation time share. Her saving: $150 in monthly payments, plus a tax reduction she has yet to calculate...
...used home-equity loans to buy, among other things, an Isuzu Trooper, a vacation home and an adjacent lot. Currently, he is drawing on a $60,000 line of credit to finance his highly seasonal business, which gets nearly all its revenue during spring tax-preparation time but must pay bills year-round...
MANAGED CARE If you are one of the 6.3 million Medicare recipients enrolled in an HMO, you can expect to pay more for prescription drugs next year. On average, co-payments are expected to rise 21% for brand-name drugs, 8% for generic drugs. Some HMO's are also tightening annual caps for Medicare recipients: 32% of the plans will set the limit at $500 or less. That's up from 21% in 1999. Should investors dump big drug stocks like Merck? Analysts say the higher costs won't apply to enough consumers to hurt stock prices...
WIRELESS WOES In most countries, the calling party pays for a wireless call. That's fair, but it doesn't happen here. Wireless callers and receivers both pay. And that won't change until the many wireless companies can create a unified billing policy. Good luck. AT&T tested a caller-pays system in Minneapolis this summer but charged rates that were too high to compete with its own Digital One plan, which bills at 11[cents] a minute. End of test. So if you answer the call, you'll pay...