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Americans are being forced to pay significantly higher swipe fees whenever they use their credit cards than any of their peers in the industrialized world, according to a report by the Merchants Payments Coalition...
...report, released Thursday by a coalition of retailers, supermarkets, drugstores and other businesses, found that Americans currently pay about $2 in "interchange" fees for every $100 they spend using credit cards. The fee is actually paid by retailers, though consumers feel it in a higher retail price. This rate is twice that charged in the U.K. and New Zealand, four times the rate levied in Australia and more than six times the cross-border rate charged in the European Union, the study says. (Read a brief history of credit cards...
...paid the same low credit- and debit-card swipe fees as consumers in Australia pay, then the net benefit for American consumers would have totaled $125 billion over the last four years," the report says...
...Would "gold-plated" Cadillac plans be taxed? Yes, although technically insurers would be the ones taxed. Beginning in 2013, they would pay a 35% excise tax on any plans they sell that cost more than $8,000 for individuals and $21,000 for families. But even though insurers would be paying, they would almost certainly pass along this extra cost to consumers. Nearly all of these so-called Cadillac plans are sold through employer-based coverage, often to union workers and municipal employees...
...incest or to save the life of the mother (the exceptions that Medicaid and other federal programs currently allow) and one that doesn't. Those private plans that do offer the services would have to segregate funds internally to make sure that only individual premiums, and not federal subsidies, pay for actual abortion services...