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...automotive parts supplier to Ford Motor Company, Hall was laid off in October 2008. He recently sent a letter of hardship to Wells Fargo to try to save his house from foreclosure. His subsidized COBRA payment has been $258 a month and he says not having to pay an additional $500 a month for health care coverage is a godsend. "When you have to draw straws between paying the utility bills, the mortgage and health care, it's hard...
Under the American Recovery and Reinvestment Act (ARRA), the federal subsidies pay 65% of the cost of COBRA premiums. Originally, the subsidy was to expire after nine months and unemployed families would have seen their health care premiums spike on average from $389 to $1,111 per month. This tripling of cost could have caused many families to drop their health care coverage just as Congress is on the cusp of passing the most far-reaching health care reform legislation in history. (See the Cheapskate blogger on COBRA...
...major accomplishments in the health care field, COBRA (the Consolidated Omnibus Budget Reconciliation Act of 1986) enables discharged workers to stay on their employer's group health plan for up to 18 months. Unlike the Family and Medical Leave Act (FMLA), COBRA does not require the employer to pay the cost of providing continuing coverage. Instead, it allows employees and their dependents to maintain coverage at their own expense by paying the full price of the premium plus an administration fee. The Joint Committee on Taxation, a non-partisan group focused on government finance, estimates the existing nine-month Cobra...
...part because the government keeps a tight rein on information about religious holidays from entering the country, and in part because Christians can be arrested for celebrating it. Though the country's constitution does grant freedom of religion to all citizens, North Korean authorities don't seem to pay the idea much heed. The government also monitors other religions - such as Buddhism and Cheondoism, a popular Korean belief system that combines elements of several faiths - but underground churches are particularly feared by authorities because they're estimated to have helped some 20,000 North Koreans defect to China...
...days later, they are given a day off work for Constitution Day. Even New Years' Day is more about revolutionary zeal than ushering in 2010, when thousands of North Koreans will walk in a yearly procession to the Kumsusan Memorial Palace at the northeast outskirts of the capital to pay homage to the preserved body of Kim Il Sung, the father of North Korea. (See pictures of Kim Jong...