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...nascent peer-to-peer (P2P) loan industry, in which regular people exchange cash with the help of an online facilitator, had about $650 million in outstanding debt in 2007. Prosper, the first such matchmaker in the U.S., which started in 2006 and now has 600,000 users, and Lending Club, described below, are sort of financial eBays: borrowers post a request, and lenders bid on how much and at what interest rate they want to give. Several--or several dozen--people fund the loan at a rate agreeable to all. The intermediary runs a credit check, calculates returns and takes...

Author: /time Magazine | Title: Hey, Buddy, Can You Spare $10,000? | 2/29/2008 | See Source »

...account of the fact that students feel there is no support system in place to help them overcome their problems. Sometimes it only takes an empathetic friend who is willing to listen and share their experiences to make a huge difference is one person’s life. The peer counseling groups, Community Health Initiative (CHI), Drug and Alcohol Peer Advisor (DAPA), student mental health liaisons, and the Mental Health Advocacy and Awareness Group all provide very valuable resources and support to students. We should all appreciate the efforts of students and administrators in staffing these groups and providing these...

Author: By Paul J. Barreira, Steven E. Hyman, and Matthew L. Sundquist | Title: A Culture of Caring | 2/29/2008 | See Source »

...There are numerous peer counseling groups and mental health resources available on campus for those who are willing to seek them. When all is said and done though, each individual in the community must be willing to educate him or herself about mental health and be willing to take the initiative to care for their own wellbeing and the wellbeing of the community. Developing a caring campus, in part, depends on recognizing how excessive stress can be debilitating to individuals and then our entire community. In multiple surveys our students repeatedly report that stress is the major impediment to academic...

Author: By Paul J. Barreira, Steven E. Hyman, and Matthew L. Sundquist | Title: A Culture of Caring | 2/29/2008 | See Source »

Although Farrell compared the site to wikipedia.org, whose pages can be edited live by users, EOL’s pages will be peer-reviewed by experts instead of being open to changes by the general public...

Author: By Aditi Balakrishna, CRIMSON STAFF WRITER | Title: Prof’s ‘Encyclopedia of Life’ Project Launches | 2/28/2008 | See Source »

...It’s discouraging to some students, because you’re not used to devoting that much time to just one program,” says Mariah F. Peebles ’09, a co-coordinator of Peer Health Exchange (PHE), which trains undergraduates to teach health curriculums to schools lacking formal health education...

Author: By Julia M. Spiro, CRIMSON STAFF WRITER | Title: Scrambling to Serve | 2/27/2008 | See Source »

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