Word: pension
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...boss. They see their parents, and if they've had a bad relationship with their parents, that counts against us. Secondly, the human-resources departments in companies do the math and figure out that in five to seven years we might be a burden on health or pension programs. There isn't much attention paid to the merit we can bring...
...that's terrific news. In general, it means you get access to timely research, lower commissions, better service and, increasingly, Wall Street's top money managers. A few years ago, Warren Buffett created a lower-priced Berkshire Hathaway stock, dubbed "Baby Berkshires," to satisfy retail demand. Now the venerable pension-fund manager Teachers Insurance and Annuity Association-College Retirement Equities Fund (TIAA-CREF), also known as the Teachers, has gone downmarket...
...should be held until maturity. But for that the investor gets an interest rate 1 to 2 percentage points higher than comparable (single-A) corporate bonds. The rate on the deals so far has been 7% to 8%. For now, such bonds are suitable only for insurance and pension-fund managers. But, says Pullman, "we're working out the kinks." Their star power could make for a popular bond mutual fund. Now that's entertainment...
...been uneven about sharing it. He gives freely to environmental causes and has a foundation that donates $1 from every concert ticket to grants for nonprofit agencies in the cities where he plays. At the same time, his band, though well paid, has long griped about having no pension plan. Buffett is now creating one for his veteran sidemen...
...Caribbean." Finding the right name provides many clues. To students in his genealogy classes at Chicago State University, Tony Burroughs says that "in many instances, a former slave did not use the name of the former slave owner." He suggests locating records, such as ex-slave narratives or military pension rolls, in which a onetime slave may have stated a former owner's name. In genealogy, he says, "we have to walk in the footsteps of our ancestors...