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Before the inflation and deregulation of the 1970s put an end to old financial ways, the formula for successful banking was said to be 3-6-3: bankers borrowed at 3%, lent at 6% and hit the golf course by 3 p.m. It was an inefficient, seemingly archaic system. But...

Author: /time Magazine | Title: Hooray for Boring Banks | 4/23/2009 | See Source »

To be sure, everyone involved would be better off if Congress could instead muster the political will to pass a climate and energy bill now (rather than in a year), for no one stands to benefit concretely from EPA regulation. Industry groups, Republicans, and coal-state Democrats would much rather...

Author: By Clay A. Dumas | Title: Of Cows and Carbon | 4/23/2009 | See Source »

Never mind all that Congress and the President have asked of the agencies. Or the fact that morale at the agencies is horrible and plenty of their most-talented workers - i.e., those that can easily get hired elsewhere - are leaving. Freddie Mac doesn't have a permanent chief executive, chief...

Author: /time Magazine | Title: Kellermann's Death Is Latest Shock To Freddie Mac | 4/22/2009 | See Source »

"Done 183 times on a single person, each flood of water, each subsequent near-death experience, increases the possibility of debilitating and irreparable harm," says Brad Olson, a research professor of psychology at Northwestern University. "The cumulative impact of this waterboarding is tremendous. It's going to produce permanent psychological...

Author: /time Magazine | Title: Waterboarding: A Mental and Physical Trauma | 4/20/2009 | See Source »

For wealthy families, burial is still an option, but permanent plots are scarce and can cost upward of $30,000. For $3,000, temporary public plots can be rented for 10 years, after which the family can renew for another decade, or exhume the remains and yield the plot to...

Author: /time Magazine | Title: In Hong Kong, Even the Dead Wait in Line | 4/20/2009 | See Source »

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