Word: personales
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Steep declines in asset values pose not only a worry for economic growth, but also social stability, as ordinary folk watch their personal wealth evaporate. In China, the property sector accounts for 10% of national employment. Analysts believe that Beijing cannot afford a major collapse in the property market and...
Thousands of Indians like the Reges are having similar doubts. Just as credit-happy Americans are being brought low by a housing-market meltdown and slowing economic growth, so too are Indians learning the downside of personal debt. Over the past five years, Indian banks, finance companies and retailers introduced...
Lenders are scrambling to keep delinquency and defaults in check. Some banks are extending repayment periods and converting credit-card debt into personal loans at slightly lower interest rates so borrowers can remain current. Under pressure from investors and regulators to improve their deteriorating asset quality, banks are also curtailing...
That virtue died with the baby boom, but it had been ailing ever since the Depression, argues cultural historian David Tucker in The Decline of THRIFT in America. That crisis, he writes, invited economists to recast THRIFT as "the contemptible vice which threw sand in the gears of our consumer...
The Crimson Staff is correct in its assessment that students ought to take personal precautions in unsafe times. This is partly achieved through simple steps such as walking with companions late at night or calling upon the complementary Harvard University Campus Escort Program (HUCEP) when alone in an isolated area...