Word: personalities
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...ideas about how to restructure your workday time and energy. Take an IT worker who hates dealing with technologically incompetent callers. He might enjoy teaching more than customer service. By spending more time instructing colleagues - and treating help-line callers as curious students of tech - the disgruntled IT person can make the most of his 9-to-5 position. (See TIME's special "Planning for Retirement...
Still, the larger storm cloud on the horizon is the state of the jobs market. While an out-of-work person can, theoretically, get a loan modification under HAMP by proving eligibility for at least nine months of unemployment benefits, the program isn't set up to handle someone without a regular stream of income...
...have intentionally defaulted on their mortgages in 2008, twice as many as the year before. The social norm that in previous eras would have prevented people from simply walking away from their homes seems to be eroding - but HAMP puts a low priority on reducing the overall amount a person owes. In fact, among permanent modifications, the average loan amount as compared to home price (the so-called loan-to-value ratio) has increased...
Barrios, the first openly gay person elected to both the Mass. House of Representatives and State Senate, drew from his personal experiences fighting homophobia as evidence of existing bigotry...
...person who called me a ‘fag’ at the homecoming dance on high school just ‘friended’ me on Facebook,” Barrios said. “I want to accept—I want him to see how I’m living my life...