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...Credit-card companies, though, may not be the only ones we need to be protected from. Every penny of Americans' nearly $1 trillion in revolving debt started with someone - some individual person - whipping out a piece of plastic and making a decision to use it. We could consider that free will and just call it a day, but there's plenty of reason to believe the story isn't so simple. There are piles of evidence that people are bad decision makers when it comes to how they use credit cards. Even when presented with full and fair information, they...

Author: /time Magazine | Title: The Real Problem with Credit Cards: The Cardholders | 5/12/2009 | See Source »

Despite being one of the cheapest formals on campus ($15 for a couple, $10 per person), HoCo didn't seem to skimp on anything. There was a fortune teller (yeah...), delicious snacks, and everything was meticulously decorated. After walking over a "magic carpet" to enter, you could go to the "harem"-themed library. Or, just head straight for the relatively empty dining hall to swing dance or the packed upper common room to grind on your date. And everyone else standing near...

Author: By Aditi Balakrishna, Asli A. Bashir, Charles J. Wells, and June Q. Wu | Title: BALLin! FlyBy's Formal Reviews Pt. I | 5/11/2009 | See Source »

...Canoe Bay, two hours from Minneapolis and six hours from Chicago, is set on 280 wooded Wisconsin acres with three spring-fed lakes. It's a Relais & Châteaux property, so it's guaranteed to be luxurious - with breakfast delivered to your room, gourmet set menus ($75 per person) in the lakeside dining room, a full spa, and use of canoes, kayaks and hiking trails - and not cheap. But there's currently a 25% off package, which offers rooms at $500 per night for two, including a complimentary cottage upgrade, breakfast in bed, dinner for two in the lakeside...

Author: /time Magazine | Title: 9 Remote Getaways | 5/11/2009 | See Source »

...surprising moves, Hogan has been dropped from the health portfolio and moved to the less impressive public enterprises portfolio. As an AIDS activist in the country with the world's biggest HIV/AIDs population, Hogan might have been great - and a refreshing corrective to Mbeki. But she is also a person of singular conscience - and criticized her own government's decision to refuse the Dalai Lama entry to a conference in South Africa last month. Even after 15 years in power, the ANC remains a revolutionary party and doesn't take kindly to what it perceives as indiscipline. Out went Hogan...

Author: /time Magazine | Title: Zuma's First Moves as South African President | 5/11/2009 | See Source »

...court found Saberi guilty based on Article 505 of Iran's Islamic Penal Code, which states, in loose terms, that any person who collects classified information and puts it at the service of "others" with the goal of destabilizing national security is committing a crime. Previously, Saberi had been charged with putting that information at the service of an "enemy country that Iran is at war with," according to Nikbakht. That wording was dropped, reducing her crime...

Author: /time Magazine | Title: Roxana Saberi: Out of Iranian Prison, Into a Soap Opera | 5/11/2009 | See Source »

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