Word: personent
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...might sound like a setup for another subprime-mortgage debacle. But so far, Lending Club's default rate is less than 0.5%. That's partly because P2P members are motivated to pay back or lend to an actual person rather than a big bank. Since May 2006, Marilyn Paguirigan of Honolulu has lent a total of $30,000 to more than 100 people on Prosper, most of whom she has never met. "I measure my returns in not just the dollar amount," says Paguirigan, who happily makes 6% to 7% on her loans. "It's in the fulfillment...
...home and every professional music setting. "I am superstitious and had so many hit records with the preamp that I kept it and still have it today," says Reid. Those hits include Kanye West's Late Registration and OutKast's Speakerboxxx/The Love Below. "I think the average untrained person can hear that it's a smoother, silkier sound, a very warm sound that doesn't mistreat the music but enhances...
...this belief fail to understand several fundamental facts about psychiatric disorders and medications. Antidepressants—that is, serotonin and serotonin-norepenephrine reuptake inhibitors, or SSRIs and SNRIs—relieve symptoms of clinical depression by balancing levels of certain chemicals in the brain. Psychiatrists believe that if a person who does not suffer from clinical depression—that is, who has healthy brain chemistry—were to take an antidepressant, he would experience any number of negative side effects while not getting any benefit from the medication...
...better than normal. Antidepressants bring people from the hell of severe depression to a sense of being able to function normally; they aren’t magic happy pills. Similarly, they don’t make normal and appropriate feelings of sadness (or anxiety or anger) go away; a person whose brain chemistry is balanced (with or without the aid of medication) feels sad, even miserable—just not hopeless or suicidal for months or years on end. (Thus, the argument that antidepressants eliminate great art is not only incredibly selfish—let others suffer so that...
...best friends are those who can finish your sentences and predict when you’ll need a shoulder to cry on. But there is a fine line between being a good friend and becoming a burden who doesn’t understand personal boundaries. In “The Soul Thief,” an eerily provocative and creative work of fiction, Charles Baxter explores the nature of relationships and identity while commenting on the modern American experience. Ambiguity and contingency mediate the relationships in “The Soul Thief,” making it difficult to separate...