Word: phone
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Lenders are rethinking their reliance on credit scores. In the past year, an increasing number of banks have begun turning to court documents, phone bills and other nontraditional ways of measuring creditworthiness to bolster their lending decisions. The shift comes at a time when the financial industry is suffering from a record number of loan defaults, particularly in the mortgage business. Industry experts say the widely used credit scores, the most famous of which is called the FICO, have not proved as effective in ferreting out bad borrowers as many lenders had anticipated. (Read TIME's "Bailout Report Card...
...iPod is nothing compared with what the iPhone is bound to become. Anyone who thinks it's a cell phone with a college education hasn't been paying attention. The iPhone is the first true mobile computer. Together with the Apple App Store, which has more than 10,000 free and cheap applications for the iPhone and iPod Touch, Apple--that is, Jobs--has built a platform that will generate billions of dollars...
...Islamabad Making Its Case India's government has delivered evidence it says proves that 10 terrorists who killed 179 people in Mumbai late last year were from Pakistan, including photos of Pakistani-made weapons carried by the attackers and transcripts of phone conversations between them and Pakistan-based handlers. Islamabad has not officially accepted responsibility; on Jan. 7, a security official was fired for publicly acknowledging a connection...
...brief phone interview, Sunstein, a Boston native, declined to confirm whether he would be appointed head of the regulatory body and would not comment beyond saying, “Wherever I go, I am and shall always be a Boston...
...Hear Me Now? Skype, the Internet-based video-phone service, has a new version for Mac with improved voice and video. Download it here...