Word: picking
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Delinquencies are also getting much worse among holders of option adjustable-rate mortgages (option ARMs). These loans, typically made to borrowers with prime or near-prime credit scores, let soon-to-be homeowners pick from a menu of monthly payments - often including an option that didn't even keep up with the interest due. As home prices have fallen, the number of option ARM borrowers running into trouble has surged, with 15.25% of loans delinquent and another 7.46% in foreclosure. Some analysts think the problem in option ARMs could eventually rival the size of the subprime meltdown. (See pictures...
...well as - and, in many cases, better than - kids who identify with a single group, even if that group is considered high-status (like, say, Asians or whites). This finding was surprising because psychologists have argued for years that mixed-race kids will be better adjusted if they pick a single race as their...
...simply stop hiring. Google has been adding employees at a dizzying rate for four years. Google, like Apple, has a tremendous interest in keeping its R&D, marketing, product development, and engineering projects going forward as rivals like Microsoft (MSFT) and Yahoo! (YHOO) falter. Google has a chance to pick up market share from both companies and improve its competitive position against Microsoft in the PC application business. It can significantly improve its edge by putting money into initiatives while its rivals are cautious or under-funded. The world's largest search company has $14 billion in cash...
...Colgate (CL) has "side-stepped the global slowdown" as MarketWatch recently wrote. In the most recent quarter the company's profits were up 20%. It would be hard to pick a better time to sell toothpaste, pet food, and shampoo. Even in a bad economy, most of these are products will have stable sales...
...Neurobiology of Behavior,” where they say the sheer amount of new material in recent years illustrates the growing importance of neurobiology.“Sometimes there is this feeling that science has gone only so far, and all there is left to do is to pick up the scraps,” Lichtman says. “That couldn’t be farther from the truth with the brain. There is just this incredible reservoir of questions.”—Staff writer Paul C. Mathis can be reached at pcmathis@fas.harvard.edu...