Word: piggybackers
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...least two locked doors should shield a student's room from the outside world. Many House Masters were wary of giving access to large swaths of the campus--as well as potential intruders, who could more easily "piggyback" into the building...
...Campos has been warned not to expect one. That is a dramatic change from last year, when more than 400 tubal ligations were performed at South Valley Hospital. In fact, nearly a fifth of all deliveries were immediately followed by the operation, which takes 15 min. and can often piggyback on the same epidural painkiller used during labor. So what changed? Well, South Valley became St. Louise Regional Health Center, and the hospital's new owner--Catholic Healthcare West--required the newly configured hospital to abide by the Ethical and Religious Directives for Catholic Health Care Services...
...therefore not notice the effects of smoking as compared with other factors that are hurting them." Banning cigarette advertising would in the long run strip tobacco of some of its social cachet in the developing world. But right now Big Tobacco may be more vulnerable to lawsuits that piggyback on the battle in the U.S. courts, which has forced the industry to take responsibility for knowingly distributing harmful products - although few countries have legal systems that allow the same opportunities for litigation. Which may mean it'll be some time before Third World ashtrays are empty...
...warn students of these dangers seems unfounded and full of finger-pointing. As a first-year, I remember attending a Harvard University Police Department presentation on safety at Harvard, and heard other warnings from my proctor about risky behaviors to avoid--namely leaving doors unlocked or letting other people "piggyback" into the dorm. Even this year as an upperclassmen we had House/floor meetings reminding us of the safety precautions we should be taking. Instead of immediately blaming other people for the unfortunate robberies, maybe the victims should look inside themselves, realize their mistakes and chalk up this whole experience...
...sweat this issue at the moment. Go for the jumbo if you can afford it. If you're just over the breakpoint, you could make a larger down payment to reduce your loan amount. But that money might be better spent in a stock fund. Another option is a piggyback structure, where you borrow just under the jumbo limit and take a second loan for the rest. That second mortgage comes at a hefty premium--maybe a couple of percentage points more than your first mortgage. But it may make sense if you retire the second loan quickly--say within...