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Main Street has paid a price for the ultra-low interest rates the Fed has kept in place to encourage banks to lend and to keep commerce flowing. Cheap money is nice for lenders and borrowers - but it's devastating for savers, especially for retirees who use interest income to supplement Social Security. If you had $500,000 stashed away - not a bad nest egg - you could earn a no-risk $20,000 to $25,000 annually (before taxes) two years ago buying bank CDs or short-term Treasury securities. Now you earn less than $5,000 in an average...
...shifts from material goods like farms and factories to intangibles like social networks and the ability to innovate, there's more of an opportunity for a person who was born poor to work his way up to being rich - and for someone who was born rich to lose his place in the economic food chain. (See the 50 best websites...
Critics, take note: Tightly crafted prose and lofty moral sentiments may have their place, but what really matters at the end of the day is the number of times a text mentions camels. “The first thing a falsifier, a tourist, an Arab nationalist would do is have a surfeit of camels, caravans of camels, on every page,” writes Jorge Luis Borges in his essay “The Argentine Writer and Tradition.” In what is perhaps the greatest (the only?) assault on the dromedary in prose, Borges goes on to deride...
...heart of Harvard Square—books new and established folk and acoustic acts nightly (and by that I mean every night, seven days a week). It has been a musical institution for over 50 years, since its start as Club 47 in 1958. The venue secured a place in America’s cultural history as an epicenter of the folk movement in the 60s, hosting legends like Joan Baez, like Joni Mitchell, like Tom Rush, Judy Collins, Suzanne Vega, and Bob Dylan...
...full beard—picked the strings of his guitar. He sang about Austin, Texas, about fairy tales, about a sun so hot it burned holes in your skin. We gave up on our table and Jim pointed to another. We sat and ordered beer. We felt out of place, in the way. We waited for the headliner to take the stage, a British singer-songwriter named Laura Marling...