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Like the broader Making Home Affordable housing plan announced on Feb. 18, the new effort involves the Federal Government giving money to mortgage servicers when they lower homeowners' monthly payments - and to borrowers when they keep paying their loans and don't walk away...

Author: /time Magazine | Title: Feds Offer More Help for Troubled Homeowners | 4/28/2009 | See Source »

...incentive payments to modify second mortgages are meant to address a major omission in the original housing plan. Some 50% of at-risk mortgages carry second liens, but before today's announcement, there was no systematic way to deal with that pot of money owed...

Author: /time Magazine | Title: Feds Offer More Help for Troubled Homeowners | 4/28/2009 | See Source »

Under the original plan, mortgage servicers were paid to reduce homeowners' monthly payments to as little as 31% of gross income - but that only covered first mortgages. This seriously alarmed some investors in mortgage-related securities, since many second mortgages are owned by the same companies that service the loans. The companies were essentially getting paid to trim the amount owed to outside investors while not necessarily taking a haircut themselves...

Author: /time Magazine | Title: Feds Offer More Help for Troubled Homeowners | 4/28/2009 | See Source »

...campaign is part startup, part social movement. Beginning right here at Harvard, we aim to continue the important work of women and men before us and join those who are currently working toward our goals. Through the creation of a team of dedicated men and an online website, we plan to make a meaningful and measurable impact across our campus and society. We are a new resource for men who strive to serve as positive examples of respectful manhood, who desire to take action against all forms of sexual violence and gender inequality...

Author: By Gordon Braxton, Raúl A. Carrillo, and Hugo Van vuuren | Title: Men, Speak Up! | 4/27/2009 | See Source »

...Senate Democrats want more. "There's a desire to see something much closer to Dodd out of committee than Maloney," says the leadership aide. And if the banks manage to water down Dodd, and only Maloney's bill passes? The Dems have a plan for that: humiliate the banks and the Senators protecting them by bringing a tougher version to the floor and making them vote against it. Republicans for their part realize the political tide is against the credit card industry, but are working with them to limit Dodd's bill. "The bill won't go anywhere...

Author: /time Magazine | Title: How the Banks Plan to Limit Credit-Card Protections | 4/27/2009 | See Source »

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