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...sure I'm not the only one contemplating this question. Named after section 529 of the Internal Revenue Code, these plans can be a terrific tax-advantaged way to save for college, but many of these accounts have been seriously thwacked in the bear market. As of Feb. 28, half of 529 portfolios had one-year returns of -30%, and a third had returns of -40% or less, according to Morningstar, which tracks the performance of over 3,600 plan portfolios. In some cases, 529 investors may not have been well informed of the risks. On April 13, the state...
...need the money. If you need to tap the account in the next year or two, it likely won't have enough time to recover, says Ross Levin, a financial planner in Edina, Minn. One option is to move the remaining funds to a less risky investment within your plan (a new IRS rule allows 529 holders to swap their investments twice this year). But if you're concerned about the conservative options your plan offers, you may be better off cashing in and parking the money in an online savings account or money market fund. Finally, if you have...
...William Jungers, one of the primary hobbit researchers, says the similarities to erectus seem to end at the neck. Analysis of various anatomical features suggests that the new species has an overall body plan that looks more ancient than that. "It's not identical to Australopithecus," Jungers says, "but it resembles it in limb proportions, the shape of the bony pelvis, the hands." Adds paleoanthropologist Donald Johansen, who discovered the Australopithecus Lucy: "It is a possibility they got out of Africa earlier than we ever thought. If they were isolated on an island and didn't have gene flow from...
...appointed “Social Space Task Force” presented a plan to Council members that proposed the purchase of 45 Mount Auburn Street, currently owned by the Foundation for Civic Leadership, for use as a student community center. The proposal, which has yet to receive any endorsement from any segment of the UC, would require the Council to organize a capital campaign to raise roughly $600,000 as a down-payment on the property. Serious debate erupted about whether the proposal for both the purchase and the capital campaign was sufficiently developed to be circulated to students...
...Representative Joshua J. Nuni ’10 presented the purchasing plan to the Council during one of the closed-door executive sessions at yesterday’s meeting, he said. According to the plan, the extensive capital campaign necessary for the down-payment would begin June 1, with the payment coming Sept...