Word: planned
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...This is a fundamental change that has occurred in this recession," says Keith Leggett, a senior economist at the American Bankers Association (ABA). "It will have a lasting effect on who is able to get a mortgage in this country." (See how to plan for retirement...
...score. Instead, he suggests splitting your available cash between your credit-card and home-loan commitments and contacting your lenders. Bilker says you can often strike a deal, especially these days. "Tell them you are thinking of contacting a bankruptcy lawyer, so they can work with you on a plan now or face not getting paid back in court," says Bilker. "These days, more lenders are listening...
...recession, buffeted by the Greek debt crisis and bypassed by a host of dynamic, emerging nations. The E.U. is desperate for a magic potion to revitalize its creaking economy, but it may have to settle for something less dramatic. On Wednesday, the European Commission will unveil a 10-year plan outlining the first tentative steps toward forming a common economic policy. The "Europe 2020" strategy is being touted as a way to boost competitiveness and growth over the next decade. Skeptics, however, warn that it is no better than a placebo for the curmudgeon European patient...
...bloc is only forecast to grow by an anemic 0.7% this year. José Manuel Barroso, the European Commission President, warns that Europe risks a "lost decade" of stagnation and decline if it does not act boldly now to modernize its model of socially inclusive capitalism. The Europe 2020 plan focuses on honing the E.U.'s technological edge, especially in green industries, and on improving higher education. And it sets key targets for E.U. member states, including raising the overall employment rate from 69% to 75%, boosting investment in research and development from 1.9% of E.U. gross domestic product...
Bruno Lemarquis, a UNDP director in Haiti, says the plan now is to "redirect" cash-for-work beyond clearing streets to tackling the country's drainage infrastructure, which is impossibly clogged with earthquake rubble but has to be cleared now that the rainy season is near. In the end, says Lemarquis, "cash-for-work can only be a temporary step in the recovery process. After that, Haiti and the international community have to take this approach to a broader level, especially to the private sector." It's not a panacea, but so far it's proven...