Word: planner
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...Often the answer is yes, and in those cases you should try to sell winners and losers in equal proportions to minimize your tax bill. "You can take the losses today, still remain in the market and use those losses to offset current capital gains," says financial planner Altair Gobo of U.S. Financial Services in Fairfield...
...backs them up, working the skies over the country, looking for hints--a small convoy kicking up dust, for example--of bin Laden or his allies. And though most of the fighters the U.S. is seeking may now be well out of sight of the drones or commandos, military planners tell TIME they hope to change that by applying some pressure: launching disruptive tactical air strikes. "It's like turning on the light in your first apartment," an Army planner said. "Lots of roaches start running." Explains another: "[Our goal] is getting them running, getting them to change their ways...
...backs them up, working the skies over the country, looking for hints--a small convoy kicking up dust, for example--of bin Laden or his allies. And though most of the fighters the U.S. is seeking may now be well out of sight of the drones or commandos, military planners tell TIME they hope to change that by applying some pressure: launching disruptive tactical air strikes. "It's like turning on the light in your first apartment," an Army planner said. "Lots of roaches start running." Explains another: "[Our goal] is getting them running, getting them to change their ways...
...time you destroyed one chunk, the rest stepped in to fill the gap." Initially, air strikes against Afghan targets are likely; but Pentagon sources stress that a massive carpet-bombing exercise isn't in the cards. "There isn't that much to hit in Afghanistan," says an Air Force planner, "and we want every bomb to count." A huge bombing campaign, says another officer, "would be more for show than effect." Instead, planners hope that a sustained campaign will cripple the al-Qaeda camps and--if the forces are lucky--smoke out bin Laden so that someone...
...have to rethink their early-retirement plans; a diversified 401(k) that tracks the S&P 500, for instance, lost nearly 12% last week alone--and has lost 33% in the past 12 months. "This is not the time to be gambling with your life savings," says financial planner Robert Wacker, of San Luis Obispo, Calif., who like many Americans shifted more of his portfolio--perhaps a bit late--into the relative safety of bonds...