Word: planner
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JENNIFER LOPEZ Draws fire for using N word in new song. As if The Wedding Planner wasn't bad enough
...which she says was after 1 a.m.), but were so busy saving lives at the Manningham Labour Club, where rioters had blocked the fire doors with blazing cars, that they couldn't handle the BMW dealer too. "Whatever the reality, perceptions are significant," says Khadam Hossain, 49, a financial planner who came to Britain when he was eight. "While we support the police to a certain extent, they haven't managed to get their image right among the youth." He has no white clients, nor, he says, do his friends in other professions. He is sitting in Connect Telecom...
...accounts. "For most people, self-directed retirement plans are a bad idea," says Wayne Gates, Hancock's investment and pension general director, whose company has been following 401(k) investors for a decade. He recommends investing the maximum to provide a greater margin of error, hiring a financial planner or investing in life-stage funds, which automatically reallocate, depending on your age and goals...
Maha Hermes spends a lot of time thinking about her future these days. A casualty of another dotcom debacle, the 33-year-old event planner lost her job last month. She was disappointed, of course, and worried about when she would find another position. But among her first concerns was figuring out what to do with her retirement savings. She has plenty of company: more than 400,000 workers have been fired since the beginning of January, and the layoffs keep piling...
...York-based financial planner Melissa Levine says an IRA also gives you more flexibility. Instead of picking from a handful of mutual funds, an IRA offers infinite choices: stocks, bonds and funds. There are drawbacks: you can't borrow against your savings, as you can with a 401(k). But if you lose your job, you'll have to pay back any loans against your 401(k) anyway. If you don't, the loan amount is usually treated as an early distribution--that 10% penalty again...