Word: plumper
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Dates: during 2000-2009
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...near-term protection of a fixed rate for five years, and then the rate floats to market levels. Odds are that rates will move down within five years and you'll be able to refinance. Avoid one-year adjustables unless you need the teaser rate and expect a plumper income within 12 months. It's unlikely that market rates will be significantly lower when the teaser rate expires just a year from...