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Word: pocketed (lookup in dictionary) (lookup stats)
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...insurance generally has low deductibles and high initial costs, because the government subsidizes (through tax deduction) consumers’ initial costs and almost none of the subsequent costs. Unfortunately, this low marginal cost structure renders the entire system inefficient, because it reduces the cost that people pay from their pocket for routine services. For example, a person with a low deductible may pay $30 for a doctor’s appointment, but the doctor may charge $60 for his time. If I am sick enough that I am willing to pay $31 to see a doctor, I will make...

Author: By Ashish Agrawal, | Title: Hidden Costs of Health Insurance | 4/12/2006 | See Source »

...March What's Next special, I presented Sanyo?s HD1 digital pocket camcorder, the first to record high-definition video directly to an SD memory card. Now that it?s available, I took it for a spin...

Author: /time Magazine | Title: Sanyo HD1 Digital Media Camera | 4/5/2006 | See Source »

Kopchak and others say only punitive damages will give Exxon the incentive to prevent future oil spills. "The industry's perception is that all they have to worry about is the immediate out-of-pocket costs and they can just pollute and pay," says the plaintiffs' lead attorney, Dave Oesting...

Author: /time Magazine | Title: Environment: Spill Going On | 4/2/2006 | See Source »

...While I was talking to Seth?s parents, Seth climbed up and down from their laps, explored the infant scale and took a matchbox car out of his pocket and raced it along the floor. In every way, he appeared and acted like a healthy active four-year-old boy. I summed up my findings to Seth?s family, but they just sat and stared at me blankly, making no attempts to stand or get Seth dressed...

Author: /time Magazine | Title: The Doctor's View: What's Left Unsaid | 3/27/2006 | See Source »

...fueling Wal-Mart's conservation drive. The company now insists that truckers shut off their engines when stopping for a break, yielding estimated savings of $25 million a year. By doubling the gas mileage of the fleet through better aerodynamics and lower-friction tires, Wal-Mart expects to pocket $310 million a year. One of the biggest items on its energy bill is lighting. Instead of going with the cheapest bulbs, the company is experimenting with costlier LED strips for refrigeration units that last longer and use less energy. Scott also wants to sell more organically grown food and cotton...

Author: /time Magazine | Title: Global Warming: How to Seize the Initiative | 3/26/2006 | See Source »

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