Word: pocketfuls
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...least the way George Bailey practiced it in It's a Wonderful Life - was all about deposits and loans. You take in deposits, on which you pay a relatively low interest rate, say 2%. Then you lend that money to other people at a higher interest rate, say 7%. Pocket the difference. Repeat. But starting in the early 1970s, banks began funding less of their lending with old-fashioned deposits. Bank deposits backed 90% of all loans four decades ago; today they back 60%. Where does the rest of the loan money come from? From the bank's past earnings...
...left with 40 cents in my pocket and 80 pounds on my back, came back with a lot less weight and a lot more cash,” he said. “I learned how to walk into environments and survive...
...became addictive for me and I stayed on it,” he said.O’Brien said that between hitchhiking and hopping freight trains, he has crisscrossed the country and held a variety of jobs.“I left with 40 cents in my pocket and 80 pounds on my back, came back with a lot less weight and a lot more cash,” he said. “I learned how to walk into environments and survive.”But O’Brien said that concern for his pets and his partner...
Back in the day, a good report card earned you a parental pat on the back, but now it could be money in your pocket. Experiments with cash incentives for students have been catching on in public-school districts across the country, and so has the debate over whether they are a brilliant tool for hard-to-motivate students or bribery that will destroy any chance of fostering a love of learning. Either way, a rigorous new study - one of relatively few on such pay-for-performance programs - found that the programs get results: cash incentives help low-income students...
...Despite the study's impressive, albeit short-term results, some critics in higher education are concerned that cash incentives will encourage students to start taking easier courses to ensure they'll do well enough to pocket the money. "Everyone knows what the gut classes are when you're in college," notes Kirabo Jackson, an assistant professor of labor economics at Cornell who has studied cash incentives for high school students. "By rewarding people for a GPA, you're actually giving them an impetus to take an easier route through college." Other critics note that students' internal drive to learn...