Word: pra
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While every worker can decide for himself, I would like to explain why I would divert payroll taxes into a PRA invested in stock index funds. The first is that over long periods, the stock market offers much higher returns for what I find an acceptably low risk. Jeremy Siegel, a finance professor at the University of Pennsylvania, has found that the broad stock market from 1802 through 2003 averaged a 6.8 percent annual real rate of return. While the markets fluctuate from year to year, over all 30-year holding periods since 1802, the lowest annual real return...
Under the President’s plan, my PRA investments will have to beat a 3 percent annual real return for me to end up better off. This “offset rate” is designed to be the level of returns on government bonds, so that if I invest only in government bonds, I will end up no worse off. However, by choosing stocks, I accept higher risk for the possibility of higher returns. If stocks match their average historical return, I will end up with a fat bonus of 3.5 percent per year, compounded over 30-plus...
...Trama label), De Castro's lyrics, all in Portuguese, have an engaging, understated simplicity. The title song compares the movement of a beautiful woman to a samba (Jobim and Vinicius de Moraes made a similar comparison on their bossa-nova standard The Girl from Ipanema). Another song, Pra Voce Lembrar, tells the story of a man who breaks up with his lover during Carnaval. As the easygoing lyrics glide by, the focus for listeners is on De Castro's stuttering, intricate rhythms and his rich, involving melodies. "I tried to show that sometimes the melody and the rhythm are more...
...audience members and the panelists agreed that, if passed, the 'Personal Responsibility Act' (PRA) will hurt the financial situation of many in the Asian-American community, particularly recent immigrants and refugees...
Long Nguyen, a staff attorney with the GreaterBoston Legal Services, agreed that the PRA coulddamage immigrants' lives irreparably...