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...point is that more buyers are relying on plastic - for debit purchases. That's partly why transaction volume has remained strong even as spending declines; for the first time ever, in 2006, U.S. consumers made more debit purchases than credit charges. The funds may be pre-paid or come directly from checking accounts, but the debit cards are often Visa-branded. And because it's easier to obtain a debit card than a credit card, even people who have never qualified for a credit card before are enjoying the convenience of going cash-free...
...grant-giving office does not end as soon as the check is cashed. Almost all institutions require grant recipients to submit copies of their theses, but some play a bigger role in the writing process. For example, the Harvard College Research Program requires students to display their work during pre-frosh weekend. As the grant application process is slowly clarified, perhaps more students will take advantage of funding opportunities—a choice that would be very much to their advantage. According to Kwong, applying for grants to pursue independent research is one of the most educative experiences available...
...knows for sure. A maze of man-made chambers, walls and ceremonial meeting places, America’s Stonehenge is possibly the oldest man-made construction in the United States (over 4000 years old).” The mysterious caves and rock formations are supposedly built by both pre-historic and historic people! Take your girlfriend or your parents—Cancun is overrated...
...feel ownership of Britney, and her story tracks our own from pre-teens to twenty-somethings. Britney in her Pepsi commercials—brightly smiling, happy, and safe—was where we were then; where she is now—overwhelmed, unsure of her privacy or her place in the world—is where we all are, as a generation and as a country...
...fitness and education; even felons have become soldiering material as the armed forces pursues basic recruiting targets. The Army is paying huge re-enlistment bonuses in an effort to retain captains, who are quitting at alarming rates. It will take decades of investment to rebuild our military strength to pre-war levels...