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...long-term effects of the agreement on the Swiss banking industry, however, are difficult to predict, experts say. "The settlement is a success for Switzerland and its financial center because it takes away a lot of pressure," says Teodoro Cocca, a former professor of wealth and asset management at the Swiss Finance Institute in Zurich. "But what is disturbing is that it contains elements of a 'fishing expedition,' and potentially other Swiss banks that have U.S. clients could be put under similar pressure." (See the top 10 tax dodgers...
That's a powerful criticism: it's hard enough for scientists to predict what's happening to our climate now, and it would be even harder if we start fiddling with it further. But worst of all might be to take only the safe and slow approach and watch the climate collapse around our ears. We're already geoengineers, after all; we might as well get good...
Apparel isn't the only thing that will take a hit. Back-to-school shoppers plan to buy less of the basic stuff that students really need. The National Retail Federation forecasts that spending on notebooks, folders, backpacks and lunch boxes will fall 16% this year. Analysts predict that electronic items like personal computers will also see a sales decline. "We expect that it's going to be a disappointing season," says Ashok Kumar, tech analyst at Collins Stewart, an advisory firm. Kumar points out that life cycles of desktop computers are stretching from four years to as much...
...package premium and 65% for a family plan. Under this scenario, employees would have the freedom to choose their own plan, as opposed to being herded into a group plan selected by their employer. All of this is to encourage the purchase of fairly austere health insurance, which experts predict will help slow the increase in overall health-care spending. (Read TIME's exclusive interview with President Obama on health-care reform...
...recent study of newlyweds who became first-time parents, Gottman found that two-thirds suffered sharp drops in happiness during their child's infancy, under the strain of new parenthood. But for one-third of couples, the experience was cohesive and increased intimacy. Gottman says he could predict which couples would blossom under stress: those in whom, years before, he had observed better communication and more mutual support. "Even at the time of the wedding, the men were more respectful of their wives, prouder of them," he says...