Word: prelayoff
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...beyond. If you have a working spouse, see whether it's possible to be added--along with any dependents--to his or her plan. Many companies allow such additions in the event of a job loss. Of course, there's COBRA--the federal law that lets you maintain your prelayoff health coverage for 18 months by paying out of your own pocket. But you may be able to do better on your own. A good place to start is eHealthInsurance.com...
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