Word: premium
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Dates: during 2000-2009
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...episode care: a fixed price for a procedure like a heart bypass that covers everything from pre-op to surgery to full recuperation. Most broadly, there's global care, which provides access to a diverse team of caregivers who cover all of a patient's needs for a single premium over the length of a policy - essentially episode care writ large...
...agreed on a reduction totaling 24 billion euros ($36 billion). Among the beneficiaries will be small businesses, families and people inheriting money from their parents. The government is also planning to reform its health insurance system from 2011, shifting more of the financial burden on the public via direct premium payments. (See a story about Angela Merkel's economic legacy...
Because he and Samuels were trained on far more primitive medical technology, Ropper says they benefited from a culture that placed a high premium on the judgment of the doctor...
...retirement-insurance provider. The policy would work similarly to a traditional pension in that it would provide a guaranteed monthly check equal to about a quarter of your final pay, from when you quit working until you die. Some employers might even be willing to pay the annual premium as a perk. If not, employees would pay for it much as they currently fund their own 401(k)s. But the policy would be portable. Contribute for 30 years and you would be guaranteed income in retirement, no matter how many employers you worked for. Combine your retirement-insurance check...
...that it will dovetail very nicely with health reform nationally." Rhode Island, which has some of the most stringent insurance-market regulations in the country, already has guaranteed issue in the small group market (requiring insurers to accept all applicants) and strict limits on how insurance companies can set premium rates based on health status. "Changing the underwriting laws will be relatively easy for us," says Chris Koller, Rhode Island's insurance commissioner...