Word: premium
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...What new restrictions would be placed on the private health-insurance plans? Insurers would no longer be able to exclude applicants based on pre-existing conditions or charge higher premiums for those with pre-existing conditions. Insurers would have to offer coverage to anyone who applies for it and would be allowed to adjust premium rates only based on tobacco use, age, family size and geographic location...
...individuals and families who earn up to 300% of the federal poverty level, which for a family of four would be about $66,000 in 2009. It would be provided on a sliding scale, with the level of credit "based on the percentage of income the cost of premiums [not including deductibles or copays] represents, rising from 3% of income for those at 100% of poverty to 13% of income for those at 300% of poverty." Individuals earning between 300% and 400% of the poverty level would be eligible for a credit after their share of the premium hits...
Hershey could jump-start its growth by making a run for Cadbury, although it would probably be costly. Kraft's current bid, although a 31% premium over Cadbury's closing price on Sept. 4th, the last trading day before the bid was announced, values Cadbury at about 11 times 2009 EBITDA, estimates Growe. This is far below the 19 multiple that Mars paid when it snapped up Wrigley in a $23 billion deal last year. And Cadbury's growth potential, as outlined by the company's CEO Todd Stitzer last year, is bigger than Wrigley's was at the time...
...either because there is less demand for them, or perhaps due to oversupply as the market has been saturated by financial firms wishing to sell these options. The VIX may have continued its descent because investors do not fear a market crash enough to buy insurance at the same premium. Or perhaps more banks are writing options - selling insurance on a possible market crash...
...about it, teams aren't necessarily helping. Some teams that are facing the prospect of blackouts haven't even lowered their ticket prices to entice fans. In Jacksonville, for example, the average general-admission ticket costs $57.34, a 3.7% increase from 2008, according to Team Marketing Report. The average premium seat now costs $229.17, a 15% increase over the previous year. And local network affiliates aren't necessarily upset that they have to sometimes air a different game, since more competitive teams playing can actually translate to better ratings. (Read "The NFL's Huge Linemen: Healthier Than You Think...