Word: premiums
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...thick sheets of clay. When the material coats the inside of a tennis ball, it traps air far more effectively than standard rubber alone and doubles the life of the ball. Wilson's Double Core, which made its debut more than a year ago, sells at a premium in U.S. tennis shops and this year became the official ball of the Davis Cup competition...
...while groups like Demon and the Harvard Foundation get moved around from office to office or booted completely for the Yard, there is no entry into the market for premium office space—despite the constantly changing roster of active groups that need...
Like other major insurers, St. Paul depended heavily on investment gains throughout the 1990s. To gain market share in what was then a profitable specialty, most insurers pushed down prices on medical-malpractice policies. The companies funneled premium proceeds into profitable stock and bond investments that continued to rise even as covered losses began to mount. The increase in jury awards has come just as the bear market and low interest rates have eroded the investment cushion...
Unfortunately for doctors, they can't say the same. Because their reimbursement rates are often fixed by contracts with HMOs and managed-care groups, doctors cannot readily pass on their increased costs. To pay higher insurance premiums, some doctors have cut back on staff. But others are dropping high-risk specialties or retiring early. "I would be working just to pay my malpractice costs," said Debra Wright, a Las Vegas obstetrician who took a leave of absence this spring to avoid a premium increase to $180,000, from $50,000 last year. She hopes to resume her work if rates...
...road to enlightened energy policy, a few countries offer models of reform. More than a decade ago, Denmark required utilities to purchase any available renewable energy and pay a premium price; today the country gets 18% of its electricity from wind. Thanks largely to Germany and Spain, which have enacted vigorous incentives for renewables, Europe today accounts for 70% of the world's wind power. In Japan 80,000 households have installed solar roof panels since the government offered generous subsidies in 1994; consequently, Japan has displaced the U.S. as the world's leading manufacturer of photovoltaics. India established...