Word: premiums
(lookup in dictionary)
(lookup stats)
Dates: all
Sort By: most recent first
(reverse)
...originally conceived by Blue Cross 60 years ago, community rating aimed to spread the risk of medical costs by charging a single premium, regardless of age, gender, income or medical condition. Over the past two decades, however, "experience rating" has become more popular. It enables insurance companies to "cream skim" low-risk groups and offer them modest premiums, then "cherry pick" the people within that group who pose high health risks and either raise their policy costs or deny them coverage. The result is so unfair that 40 states have restricted or prohibited the practice. "What you end up with...
Republicans maintain that costs can be held down without compelling all Americans to jump into the health pool. But premium leveling, the one component of health-care reform that enjoys almost universal support, cannot be addressed in a vacuum. Much like anatomy, all the pieces connect: the aging and the sick are connected to the young, who need employers to ease their new burden, who need the cooperation of other employers to spread the costs. Otherwise, the healthiest and the wealthiest will forgo insurance -- and America's health-care system could get even sicker...
HEALTH CARE: One Premium...
...campaign is not about expansion," the president said. "It puts a very high premium on making more of what we have... in an integrated...
...decades Mickey Mouse and other Disney icons shuttled between love and neglect: they were purchased by doting parents, then cradled in children's arms, then placed on bedroom toy shelves, then exiled to attics, then discarded in sidewalk rummage sales, then discovered by antique dealers who sold them at premium prices. And every few years a new generation of child consumers repeated the process and replenished the Disney coffers...