Word: premiums
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...genius found in the famous 40-part motet Spem in alium. By the last work of the evening. Thomas Morley's Service for the Burial of the Dead, the singers were well warmed up. Their diction was excellent and the large intervals between soprano and bass--which put a premium on faithful pitch--were negotiated readily. The beautiful ending with an inverted pedal point was almost ruined by some muddy lower parts, but the total effect was of great majesty and quietude...
...expenses, lost work time and damages to his car. For insurance companies, the cost of covering these actual losses should theoretically be the same as under the old system, while the cost of administering them ought to be drastically cut. The result should be reductions in currently sky-high premium rates, or at least a limit on yearly increases. At present, legal costs and sales expenses eat up 56? of every dollar paid for auto-insurance premiums. Says Professor Guido Calabresi of Yale Law School: "Any reparations system where half the investment goes for administrative costs is lousy...
Most state legislators who favor no-fault back fairly extensively "modified" plans that give accident victims with permanent injuries or with high medical expenses the chance to sue for any amount they think they can get. The lower the limit for "high" expenses, the less savings to consumers in premium reductions. Under an extremely low $100 cutoff system being considered in New Jersey, for example, consumers would pocket only an average of 10% on premiums for bodily injury insurance v. 42.6% in Massachusetts, where the minimum suit possible on wage and medical losses must be for more than...
...deepening and stocks, bonds, government securities were bringing a fraction of their value. It was the worst possible time to sell any securities, but I cleaned out the portfolio to finance his moviemaking. I particularly remember a line of Australian government bonds, for which we had paid a premium prior to the crash. I sold them off at $38, barely more than a third of their par value...
...hours for the then-minimum wage of $1.30 per hour. But when the boys are in school during the noontime rush, housewives come in to work from 11 a.m. to 2 p.m. Since few of them would work for $3.90 per day, McDonald's devised a "short-shift premium" to bring noon wages up to as much as $2 an hour...