Word: premiums
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...taking the money and lending it out but are instead holding on to it to buttress their balance sheets. Since consumers and businesses are so starved for credit, the banks that do want to lend the money forward are finding some ability to charge rates at a greater premium to prime, says Koch, but that doesn't necessarily make up the entire gap. Banks in general are still spooked by loans gone bad and nervous about lending to individuals and businesses without top-tier credit scores...
According to the Journal, the University’s new 30-year debt will command interest payments of 3.375 percent above U.S. government treasuries—a widely used benchmark for risk-free investments. That figure is approximately twice the premium Harvard paid on 30-year debt sold two years...
...focus on academics and athletics started in grade school. My parents always put a high premium on academics, and I was always good at athletics. For high school, I went to the Hun School in Princeton, N.J., which is a very challenging boarding school, where I got more practice at balancing the two. At Florida State, I really wanted to test my mettle as a student-athlete, and I did that by competing for a starting position early in my freshman year, but also by taking pre-med classes, getting involved in the community [Rolle started a program aimed...
...Without Google in Yahoo!'s corner, Yang would never have been bold enough to try and squeeze an extra $4 per share out of Microsoft. By all accounts, he genuinely believed that it was a win-win situation: either he would exact a premium from Microsoft or he would team up with Google, which would sell ads against the world's most-visited website and revive its fortunes. How could Yahoo! lose...
...This is a service that has long been requested by the faculty and students,” said Thomas E. Schneiter, assistant director of HUL for the Harvard Depository. “We want it to be a premium service that the Harvard community will receive...