Word: prepaid
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...along with their cars--back home after a big night out. The company, like others popping up across the country, relies on collapsible scooters small enough to fit into a backseat or trunk to get its employees from one customer pickup to the next. CityScoot in Louisville, Ky., offers prepaid cards and a catchy phone number (56-NO-DUI). Home James, a ritzy service in Los Angeles that features drivers in mod suits with fake British accents, has even won that ultimate stamp of media-age approval: a reality-TV-show pilot...
...thought I was buying something that would be worth $50 and would be good forever, just like a gift certificate," says Norman. "It was very irritating because nobody told me anything [about all the conditions] up front." The joy that millions will feel when they find prepaid cards in their Christmas stockings --retailers estimate that consumers will spend some $17 billion on them this season--could turn into misery if they don't understand the myriad rules, fees and conditions attached...
...sorts of businesses quickly realized that the cards were cash cows. Now banks, credit-card companies, various financial-services providers and such chains as Starbucks sell branded prepaid cardsnot only at their own outlets but also through grocery stores and shopping malls as well as over the Internet. The newly reopened toy store F.A.O. Schwarz is even offering a $100,000 gift card. Some of the cards include ATM access. Some let holders reload them; others permit transfer of funds to other cards or individuals. In one of the latest incarnations, at last count about 1,000 companies give their...
...that the market is robust, the government is considering requiring issuers of payroll cards and certain other prepaid cards to insure the underlying accounts, and the Federal Reserve is proposing that they also reimburse holders of payroll cards for unauthorized uses under the same terms as those for bank debit cards. Many card issuers are building consumer protections into their products on their own. Safeway stores, for example, don't sell cards with expiration dates or dormancy fees...
...sound off the wall, but this PC for teens was designed by teens. Almost every visual element can be customized. There's an optional MP3 player and a prepaid cell phone...