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...Normal Now, there are signs in some places that we are nearing an end to the downward spiral that reduced house prices 32% nationwide and, according to the Mortgage Bankers Association, erased $3.5 trillion worth of home equity. New-home sales are ticking up, and for the first time in three years, the S&P/Case-Shiller home-price index, which tracks changes in home prices in 20 U.S. cities, has shown a monthly gain...
...devastating thing for the Lupos is that they'd gotten Wells Fargo, their bank, to agree to a short sale. The Lupos had found a buyer who would pay market price for the house - short of what was owed - and Wells agreed to forgive the rest of the couple's debt. The sticking point was a second lien - a $75,000 home-equity loan - owned by a different division of Wells. The buyer got spooked and walked. The Lupos have since moved into a rental house and now live in fear of the bank coming after them. "It's humiliating...
...short, Washington is in the midst of a sweeping power grab over the compensation practices of corporate America. This makes me cringe, at least a little. The government's record at pay regulation is not encouraging. The wage and price controls of the Nixon era were quickly abandoned as unworkable. A 1993 attempt by Congress and the Clinton Administration to rein in executive pay by not allowing corporations a tax deduction on executive salaries above $1 million turned out to be an object lesson in unintended consequences. Because it exempted performance-based pay, the new limit accelerated an already...
...repeated the survey in May, 72% of consumers said they had tried to haggle, and a stunning 80% were successful. "What you can do today is unbelievable," says Herb Cohen, an expert dealmaker and the author of the 1980 classic You Can Negotiate Anything. "Americans may finally learn that price tags weren't put there by the big printer...
...this buyer's market, any item is now fair game. Shoppers are scoring deals on cell-phone plans, meat, furniture, even nursing homes. One Florida woman knocked off nearly half the price of a $3,875-per-month room for her father, who suffers from dementia. (See 10 things to buy during the recession...