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Consider a typical home that sells for $218,900. You put down 20% and get a 30-year fixed-rate mortgage at today's rate of 5.5%. Monthly principal and interest come to $994.31. Let's say that 12 months from now the same house goes for 10% less, or...

Author: /time Magazine | Title: Ignore the Headlines | 2/14/2008 | See Source »

For Taylor Betz, the program is a no-brainer. A highly regarded 15-year veteran who teaches math in the city's struggling Bruce Randolph School, Betz can rack up an additional $4,268 this school year if she and her school meet all their goals. That includes $1,067...

Author: /time Magazine | Title: How to Make Great Teachers | 2/13/2008 | See Source »

As David Von Drehle's illuminating cover story makes clear, Barack Obama has been the principal catalyst and beneficiary of greater youth involvement. But youth engagement is not limited to Senator Obama. Senator Clinton has her fair share, and the candidate with the most zealous young supporters is probably Ron...

Author: /time Magazine | Title: Democracy Reborn | 1/31/2008 | See Source »

Kenneth Baer is the founder of Baer Communications, LLC. Jeff Nussbaum is a principal of the communications firm West Wing Writers. Both were speechwriters for Vice President Al Gore

Author: /time Magazine | Title: Speaking Voters' Language, Literally | 1/30/2008 | See Source »

This week TIME spoke with ballot access expert Clayton Mulford, who ran both of Ross Perot's Independent candidacies as campaign manager and principal spokesperson in 1992 and as general counsel in 1996. Mulford, a 51-year-old corporate security lawyer and director of Peerless Manufacturing Co., more recently has...

Author: /time Magazine | Title: Bloomberg's Independence Primer | 1/27/2008 | See Source »

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