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What all this amounts to, argues Frank Partnoy, a derivatives salesman turned University of San Diego law professor, who is one of the sharpest critics of the ratings status quo, is a "regulatory license" for the ratings agencies. It's certainly a license to print money. Moody's, the lone ratings firm for which data are available, made $702 million in after-tax profit last year, up from $289 million just five years before. Its operating profit margin was a stunning 50% of revenue. By comparison, Google...
...well have surpassed the U.S., but it is far from proven that greenhouse gases cause global warming. Numerous eminent scientists dispute the findings of the Intergovernmental Panel on Climate Change in this regard. Rather than side with the pundits of gloom about global warming, perhaps TIME could investigate and print the views of those who challenge their claims. David Buckleigh, Rotorua, New Zealand
...floral dress in the ’90s—in fact, I had several. One particularly excellent dress had a portrait collar with inspirational sayings embroidered on it. I wore it on picture day in first grade. There is nothing like a garish floral print to make one’s white eye patch pop. This season, defying all logic and reason, designers as diverse as Dries Van Noten and Dolce and Gabbana are delivering their takes on the floral print in a way we haven’t seen since Madonna strode around in a cone bra. More...
...This is the room of a working mother, the kind of mother who took her pregnancy at age 38 as an opportunity to “lose myself to books with impunity,” as Davey wrote in “Mother Reader.” The last print in this series, titled “Pledge” after a bottle of the wood floor cleaner, exposes the room’s transformation. The shelves have been purged of literary material and now house up-to-date sound equipment, poker chips, and plastic train sets. The personality...
Then, too, there is the amazing fact that book publishers--unlike newspaper and magazine publishers--do virtually nothing to check or warrant the accuracy of what they print. They won't knowingly publish a fraud, but they won't take the first step to expose one. In fact, they don't even seem to turn on their baloney detectors when they sit down to read a manuscript. One phone call could have exposed Seltzer's tale. And as for Defonseca, certainly there are many true stories of surviving the Holocaust that strain credulity. But adopted by wolves? Please...