Word: prior
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...sure, Wells Fargo still has plenty of fans, and its bottom line has held up better than expected - the bank's first-quarter earnings of $3 billion were up 50% over the prior year's first quarter, despite a tough economy. Executives at Wells are also reassuring investors that the bank's loans will perform better than rivals; they point to the $39 billion in loans the bank wrote off when it acquired Wachovia last fall as proof of its conservative posture...
Like most Americans, I am a fan of Jay Leno. Now I am also a fan of Chris Buck. I was blown away when I came to Buck's picture of Leno. Prior to that moment, I could not imagine it was possible to capture in one picture the unique mirth that is Leno (that chin, the look in his eye) and at the same time depict the distinguished statesman of comedians he has become. Kudos to Buck. David Simon, MANHATTAN BEACH, CALIF...
...background in the financial-services industry. And even among that group, only two have been executives at a bank. Fifth Third Bancorp, which was deemed to need an additional $1.1 billion in capital in the government's recent stress test, has no independent directors on its board with prior experience working at a bank. Two of its board members do have financial-services experience, but with insurance companies. At JPMorgan Chase, none of the 10 independent members of its board have held a position at a financial-services company...
...administrators. Moreover, students were understandably taken aback by these cuts. Before cutting hot breakfast, athletes who rely on these meals should have been consulted. Before cutting shuttle service or the Quad Library, Quad students should have had a period to offer feedback. When finalized decisions are made without any prior effort of communication, this leave students feeling alienated and the administration seeming disconnected and disengaged with student life. To avoid situations like this from happening again in the future, especially given the promise of further cuts on the horizon, it seems prudent to offer more opportunities for student input before...
...Broad community input prior to the announcement of the first budget cuts would likely have resolved the serious issues that have since arisen. Consultation with House Committees and staff would have revealed the deep impact that cuts to House budgets will have on House life, consultation with Quad students would have revealed the importance of a late night shuttle, and consultation with all students may have provided more innovative solutions to saving money...