Word: problem
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Dates: during 1990-1999
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...shame is that in the vast majority of such cases, financial pain is avoidable. While flood insurance is routinely excluded from almost all policies, it is widely available--on request--and at rates that make a lot of sense. Why don't more people have it? One problem is that they don't understand how insurers define flood. I'll get to that, and, trust me, Webster would choke on the description. An even bigger problem is that insurance agents have little incentive to write flood coverage. Meanwhile, many agents and local officials are so ill informed that they mislead...
...there's blood in the stool or the sigmoidoscopy reveals a problem, a more thorough exam is required. (A positive stool test indicates cancer less than 10% of the time.) In a procedure called a colonoscopy, a gastroenterologist uses a light-tipped fiber-optic instrument to examine the entire length of the large intestine. Since you're sedated, the hardest part is often drinking the salty liquid needed to evacuate your bowels the night before...
...financial burden involved in genetically making kids smarter. What about the well-being of a child? Will children suddenly seem as if they are 40 when they are really 14? How about the mental stress that so many of today's geniuses complain of? Are we solving a problem for our children (was there one in the first place?), or are we only creating problems tenfold? EMIL VON MALTITZ, AGE 19 Buckhorn, Canada...
Take a lesson from astute dog breeders. We know that mentally and physically active dogs don't need ginkgo to improve their memory or enhance canine problem solving. An active environment (with lots of affection) plays the crucial role in fueling smart genes. We've taken our lessons from centuries of humans who squandered the wise genetic pluses found inside their babies, rearing them in barren environments. KATHRYN BRAUND Wildomar, Calif...
Berkeley's Varian mentions a more specific problem: "constructing a legal infrastructure for contracting and doing business in cyberspace which requires standards for things such as digital signatures, time stamping, antitrust, taxes, content regulation, intellectual property, privacy, jurisdiction, liability." The industry needs uniform standards covering all these issues, he says, and "it's very naive to think [federal and state] governments aren't going to play a significant role in setting such legal rules...