Word: programmed
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...balances of homeowners who owe more than their property is worth. Most other banks have only been willing to lower interest rates. Writing down loan balances for such "underwater" homeowners, while costly for the bank, gives borrowers more incentive to stay current on their mortgage. The Bank of America program, which has won praise from consumer advocates, could help as many as 45,000 borrowers reduce what they owe by $3 billion. "Bank of America is to be commended for launching a program to reduce principal balances on loans that are underwater," said John Taylor, head of the National Community...
...College Fellows program will expand this year, despite limitations that prevent the recent graduates from acting as the head professor for a class...
...other hand, the Economics Department will draw four visiting faculty for the coming academic year, which will enable it to restart its popular junior seminar program. But, according to Economics Department Chair John Y. Campbell, two of the visitors will fill endowed positions that rotate annually among departments...
...went to art school and met a brilliant young art critic, Craig Owens—one of the chief formulators of post-modernism in the arts... I heard about the Whitney Museum’s independent study program... and he encouraged me to apply. So I dropped out of art school and started at the Whitney program at 18. I did that for one and a half years. Toward the end of my stay there, I published my first article, which was about Louise Lawler. The following summer, I did my first museum tour...
...Lynden Melmed, former chief counsel for U.S. Citizenship and Immigration Services, says the pace of expanding the program is crucial. He believes that issuing the cards on a rolling basis and viewing them as "the next version of the driver's license" makes the idea of a nationally issued biometric ID seem much less daunting. "I think that there is a risk in overreaching too quickly," he says...