Word: programming
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...rabbis - on charges ranging from money-laundering to corruption. "One of the things I'd like to find out about is how you're going to hold the elected officials in the state of New Jersey accountable for their actions," Kim Carnestahl, who teaches the church's continuing-education program, shouted from the balcony. "These most recent indictments make New Jersey look like the worst state in the nation." (Read "The Beautiful Side of New Jersey Corruption...
...What accounts for the disappointing pace? According to Treasury and HUD, servicers aren't spending enough money or energy to make the program work. Treasury and HUD want the companies to add more staff, expand their call centers, train their representatives better, put more information online and create a system for dissatisfied borrowers to appeal their cases. To shame the firms into better participation, the government said that in August it will start revealing the number of modifications at each company and the long-term success of those rewrites...
...there's more to the holdup than a bunch of big companies dragging their feet. As the GAO report points out, Treasury itself has taken its time - perhaps legitimately - in rolling out details of the program. Only in late April did servicers get guidance on how to handle second liens. In May came information about dealing with geographic areas where home prices continue to decline quickly. Other details, like the process for modifying loans insured by the Federal Housing Administration, continue to emerge. It seems that writing the fine print for a program meant to spend up to $50 billion...
...have no experience with hard time. Black people are overrepresented in the ranks of impoverished Americans - but most of us are not poor. Affirmative action may ignite all sorts of racial tensions - but a lot of black people will never apply to a college where such a program exists. What we often term "black issues" are really "American issues" that affect an uncomfortably large number of black people. For activists looking to rally around race, this has presented a problem over the past few decades: there simply is no single issue that unites blacks with the visceral power of segregation...
...great." A bare-bones bill that reforms the health-insurance industry - insurers would have to accept all comers, including those with pre-existing conditions, at the same rates - is a distinct possibility. Expanded coverage, perhaps including the parents of children eligible for the State Children's Health Insurance Program (SCHIP), is also probable. Most important for long-term reform, a system of health-care superstores - the wonks call them "exchanges" or "co-ops" - where individuals and small businesses can go to buy a plan, could be included...