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Flores, 55, is the owner and sole proprietor of a local business, Carpet Care 4 Less. Throughout 2007, he saw his income plummet along with the national economy. "My business dropped off by 50%," he says. As his client roster evaporated, Flores started drawing on credit cards and took out a second mortgage to the tune of $57,000 in order to stay afloat. In 2009, out of options and under threat of losing his home of 10 years, Flores filed for Chapter 13 bankruptcy - a reorganization filing under which consumers agree to a plan to make payments of past...

Author: /time Magazine | Title: Personal Bankruptcies Hit a High and May Keep Rising | 4/5/2010 | See Source »

...London cut its prices in the early 1990s to undercut its rivals, the move made sense only as part of a "seven or eight"-year plan, he says. Circulation did increase, and eventually the newspaper was able to raise its prices again. (Read "From Soviet Agent to London Newspaper Proprietor...

Author: /time Magazine | Title: Can a Former KGB Agent Save London's Independent? | 3/27/2010 | See Source »

That hasn't deterred Chris Johnston, 36, the proprietor of punk label Plan-it-X Records. A genial Indiana native with a blond widow's peak and a penchant for flannel shirts, Johnston was looking for a decrepit Midwestern river town to relocate his business to when he saw Cairo on the map. "I grew up by the Ohio River," he says. "The more I read about the town's history, the more intrigued I got." Like the urban homesteaders who have set up shop in recent years in economically depressed areas of Detroit and Pittsburgh, Pa., Johnston came...

Author: /time Magazine | Title: Trying to Revitalize a Dying Small Town | 2/15/2010 | See Source »

...Yasuteru Kamiya has no doubt though. The proprietor of the Happy End café in Toyota City's center sees Toyota's current crisis as yet another stop in the town's 30-year decline. Toyota City, he says, has never regained the bustle it enjoyed back in the 1980s, during the go-go years when Japan was the rising force of the global economy. Since the Toyota shock, Kamiya's sales are down 50%. "We're very worried that we can't continue," he says. And that all depends on Toyota...

Author: /time Magazine | Title: At Toyota's Home Base, Townspeople Are Worried | 2/10/2010 | See Source »

Penzler is the proprietor of the Mysterious Bookshop in New York City

Author: /time Magazine | Title: Robert B. Parker | 2/1/2010 | See Source »

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