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Credit unions aren't shy about having money to lend. Speed's outfit, the 126,000-member Texas Dow Employees Credit Union (TDECU), has been running TV spots since August and is doubling its ad budget for the fourth quarter. (At times, TDECU has been accused of being too aggressive: community banks, which have also been faring relatively well, and the FDIC loudly objected when one ad painted the entire banking industry as "under a dark cloud.") To meet loan demand, TDECU is borrowing from corporate credit unions and the Federal Home Loan Bank of Dallas, but even then...
...lending spree is a scene playing out at credit unions across the country, though that's not to say the industry has escaped the financial meltdown completely unscathed. Some 21% of the nation's 8,000 credit unions have lost money in at least one quarter so far this year, and 14 credit unions have run into enough trouble that they've had to be taken over, according to the National Credit Union Administration, the federal regulator that backs deposits at credit unions much like the FDIC does at banks. Credit unions that made home loans in bubbly markets like...
...blather about fiercely independent-minded Mississippians who don't want their Congressman to tell them how to vote. John McCain will win the First District easily, and Childers can't win without McCain voters, but he also needs an enthusiastic turnout from blacks, who make up more than a quarter of the electorate. "This is still a conservative Republican district, and that's why Travis is running away from his own party," Davis complains. "When he's home, he sounds like a Republican...
Entering the endgame of a presidential election, gloves come off and campaigns often resort to less-than-honorable tactics to energize supports or sow doubt among an opponent’s potential voters. The McCain-Palin ticket has epitomized this fourth-quarter retreat into murky tactics, for example, with its use of Barack Obama’s middle name, Hussein, as political ammunition. Appealing to the worst of voters’ prejudices, such tactics are particularly fiendish for their ability to degrade even those who speak out against them. A friend of mine, stalwart of the Republican information network that...
Still, the concessions so far represent less than a quarter of the 59 drilling blocks that Cuba hopes to exploit in the 43,000-sq.-mi. (112,000 sq km) EEZ. Analysts say one reason is the daunting infrastructural difficulties facing any company that drills in Cuba: firms have to bring much more of their own capital, equipment, technology and on-the-ground know-how than usual. This year's severe hurricane damage in Cuba has made the situation worse. Canada's Sherritt, in fact, recently dropped out of its four-block contract. "Who else is going to be willing...