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When the shortfall amount in question was $100,000, the walk-away responses accelerated at a faster rate. Some 7% of people said they would intentionally default when a $100,000 shortfall represented less than 10% of their house's value. Once that shortfall represented between 50% and 60% of the home's value, an entire 25% of respondents said they would walk away. The hesitation to intentionally default when the theoretical amount of negative equity was $50,000, even when representing the same percentage of a home's value, may relate to the high fixed costs that come with...
...gradations of night shades but loses in visual clarity. Some shots look like iPhone photos enlarged to 50 feet; any sharp camera movement results in a blur. The same has to be said for the movie. It lacks overall focus, and at the end you may have a question for Michael Mann: Why'd you bother...
...unstable elements that go into racial and national identities, the cloth was perfect--and it was also gorgeous. Shonibare set to work using it for his signature mannequins. Dummies in more ways than one, his headless figures are oblique meditations on the complexities of cultural identity, coming at the question from the indirect angles provided by wit, ambiguity and beauty. In his ensemble piece Scramble for Africa, the 14 life-size figures arranged around a table represent the colonial powers that carved up Africa at the Berlin Conference of 1884-85, where they helped themselves to what King Leopold...
...Washington Voting Rights Act Stays Alive In a highly anticipated Supreme Court ruling, the 1965 Voting Rights Act survived a legal challenge that many analysts expected to topple the landmark civil rights law. The court's 8-to-1 decision sidestepped the core constitutional issues in question, keeping intact a key provision of the statute. That measure, Section 5, requires all or parts of 16 states deemed to have a history of racial discrimination to seek federal clearance before changing voting procedures. Critics call the requirement outdated; defenders insist the scrutiny is still needed...
...this is even more cause for concern: Pitchers, especially young ones, can abuse their (developing) bodies by throwing unnaturally hard. Of the four pitchers who have been recorded at 103 miles per hour, three have had career-altering injuries. The fourth is Stephen Strasburg. There’s no question that the wunderkind is talented today—but such extreme talent at such a young age should be considered a red flag, not a boon...