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...have to be a Wall Street analyst to do the quick math: with a carrier cost of one-third of a penny, when a customer pays 15 cents to send a message, 98% of that 15 cents is pure profit. (Of course, you already knew that in your gut; that's why your stomach turns every time you examine your cell-phone bill...

Author: /time Magazine | Title: Guess What Texting Costs Your Wireless Provider? | 9/10/2009 | See Source »

...other programs like the mortgage modification and foreclosure mitigation efforts could go on for some time. When asked why modifications hadn't reached more borrowers, Geithner answered that they are trying to do everything to expand mortgage help, but the problem defies a quick fix. "It is very unlikely that we will say that the housing market has got to the place in the next few months where it no longer needs help...

Author: /time Magazine | Title: Geithner Defends First Year Of TARP | 9/10/2009 | See Source »

...coping" strategies that parents resorted to when they couldn't sit down with their families to eat a meal that was prepared at home. These included skipping meals altogether, eating at work, eating in the car, ordering take-out on the way home from work, choosing easy and quick-fix meals to serve or overeating after a missed meal. The 69 low-income wage earners in the first study admitted to skipping meals or not eating at home because of time constraints and for financial reasons - some chose not to clock out at work and give up wages...

Author: /time Magazine | Title: The Working Person's Diet: Too Busy to Eat Right | 9/10/2009 | See Source »

...West Deptford store. The pharmacy, pet foods, cosmetics and health and beauty sections are now adjacent to the groceries. In the past, groceries and these other sections were often at opposite ends of the store, which made it more difficult for someone looking to pick up some quick consumables to get in and out of Walmart. "Under Project Impact, Walmart is providing more of a full supermarket experience within its walls," says Feldman. "The biggest complaint against them has always been that it takes a long time to get through everything. This definitely improves efficiency." De La Rosa also points...

Author: /time Magazine | Title: Walmart's Latest Move to Crush the Competition | 9/9/2009 | See Source »

...instead the healthy insurance candidates who are the liability. This time, to offer life insurance to the physically unhealthy—in other words, the “subprime”—candidates is to actually back the interests of bankers interested in making a quick return on their investment. For banks to buy out policies from candidates near death is a sure payout. Just as loans were once urged on subprime candidates in the drive to expand the base of mortgages for securitization, nothing now stops Wall Street from engineering a way to encourage the sick...

Author: By Ashin D. Shah | Title: The Future of Finance? | 9/8/2009 | See Source »

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