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...base is nearly gone. Poverty and unemployment are far more pervasive than in most other major American cities. Many adults lack the basic skills necessary to qualify for the high-tech jobs officials are desperately trying to attract to Michigan, which has the U.S.'s highest unemployment rate. Home values, on which property-tax revenues are based, have plunged to pennies on the dollar. Over the past decade, the Detroit schools weren't merely mismanaged. They were abandoned. (See pictures of Detroit's beautiful, horrible decline...

Author: /time Magazine | Title: Can Robert Bobb Fix Detroit's Public Schools? | 1/25/2010 | See Source »

That approach might have helped in the recent housing bubble. Buyers didn't just need to know how different sorts of mortgages worked; they also needed the fortitude to choose a 30-year fixed rate when everyone around them was buying a bigger house with a riskier loan. (Take a financial literacy quiz and see how you do compared to high school seniors...

Author: /time Magazine | Title: How to Teach Kids About Money | 1/25/2010 | See Source »

...breaking into a grin whenever he discusses the new project, and smiles haven't come easily to him of late. In the 1990s, he and ADARC established themselves as leaders in the AIDS field by pioneering the early use of the antiretroviral (ARV) cocktails that have reduced the death rate from AIDS (for which Ho was named TIME's Person of the Year in 1996). But in recent years, the center has suffered a series of setbacks, including a scientific paper that required a partial retraction, and the departure of key scientists. These challenges have some in the field wondering...

Author: /time Magazine | Title: David Ho: The Man Who Could Beat AIDS | 1/25/2010 | See Source »

Because there's evidence that the extensions are only prolonging joblessness. Today's unemployment rate remains high not because of mass layoffs - most of which happened early last year - but mainly because more people are remaining unemployed for longer periods. In academic parlance, the "exit rate" from the unemployment pool is only around 21%, compared with 34% during the last harsh recession, in 1982. (See pictures of retailers which have gone out of business...

Author: /time Magazine | Title: A Limit to Compassion | 1/25/2010 | See Source »

...that's because there are no jobs to be found. With an estimated six people applying for every job available, there's plenty of merit to that argument. "Still, the unemployment rate rose from 8.6% in March 2009 to 10% now even as the job-vacancy rate held steady," says Steven Davis, a leading labor economist at the University of Chicago's School of Business...

Author: /time Magazine | Title: A Limit to Compassion | 1/25/2010 | See Source »

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