Word: rated
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Dates: during 1990-1999
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Rising FICA burden. Beginning this year, you will pay Social Security tax on the first $72,600 you earn--up from the $68,400 threshold in 1998. That's a 6.1% hike, a rate that is roughly double the pay increase most wage earners will see. For anyone whose income exceeds that higher level, it means an extra $260.40 a year owed to the feds. Tip: earnings stashed in a flexible-spending account at work are exempt from FICA withholding. In a two-earner household, it may pay for the lower earner to fund the account...
...November, and 11% of those--including such popular funds as Heartland Value, Lindner Dividend, Brandywine and Templeton Growth--also distributed a taxable capital gain to shareholders, says fund-research company Wiesenberger. Tip: taxable distributions typically result from rapid-fire trading. This year, look for funds with a low turnover rate, something less than 100%. Stock index funds are among the most tax efficient. And never invest in a stock fund just ahead of its annual distribution, usually in November or December...
...sequence where segments can't be fitted perfectly. But as he points out, traditional sequencing leaves holes as well. Like the government's gaps, his can be filled in later--and fast. "Let's say there are 50,000 holes averaging 83 letters each," he says. "At the rate we plan to clone and sequence DNA, we could close those...
...problem for Bereano and other detractors is that DNA technology works. In England as many as 500 matches are made a week between database entries and samples taken from crime scenes. When mass sweeps are conducted, the police claim a 70% success rate in cracking the crime they're investigating. In the U.S., where the months-old national database has barely got on its feet, the FBI claims that 200 outstanding cases have already been solved. What's more, on occasion, DNA sampling benefits not only the people investigating crimes but also the people convicted of them. Since...
...happens, Y chromosomes have slightly less DNA than Xs. So by staining the sperm's DNA with a nontoxic light-sensitive dye, the Virginia scientists were able to sort sperm by gender--with a high rate of success--before using them in artificial insemination. The first couple to use the technique was looking to escape a deadly disease known as X-linked hydrocephalus, or water on the brain, which almost always affects boys...