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...many parents and students say they have little choice other than to deplete their savings or grapple with high interest rates down the road. Indeed, among respondents in the Sallie Mae/Gallup poll who said they were using credit cards to pay tuition bills, no parents and only 15% of students said they were doing so because they thought they'd get a better interest rate. Nearly half reported using Visa or MasterCard to finance their education because they had no alternative. Some 3% of survey respondents said they have resorted to withdrawing money early from retirement savings, which can carry...
...general population: estimated to be anywhere from 1% to 4.6%. Overall, suicide accounts for less than 1% of deaths yearly in the U.S. - there were about 11 suicides per 100,000 people in 2005, according to the Centers for Disease Control and Prevention - and the suicide success rate among Asian Americans (as well as Latinos and African Americans) is actually slightly lower than that of white Americans...
...services company. Hardly a good time to be marketing empty office space; commercial real estate firm Atisreal says banking and finance firms are currently taking just 110,000 sq ft (10,200 sq m) of City space in a three-month quarter. Throughout 2005 and 2006, the take-up rate averaged more than four times the current level. The flatter demand will drive down rents in the City by 16% this year, Atisreal estimates, and a further...
...after they missed two months of mortgage payments. They owed thousands to their lender, which refused to refinance. Michael had expected to pay a $1,600 monthly mortgage when they first refinanced a year ago, but unexpectedly wound up paying more than $2,400 because of a higher interest rate. Savings and 401(k) accounts were depleted. They first learned about the foreclosure assistance center on their city water bill. They now pay about $200 less a month in their mortgage thanks to its refinancing help...
...demand for education," says Tang Min, chief China economist at the Asian Development Bank. A human-resources executive who helped produce a report on the subject for the American Chamber of Commerce in China puts it more bluntly: "the vast majority of [Chinese] kids go to second- or third-rate schools - diploma mills - and are just unprepared to enter a very competitive job market. They're getting ripped...