Word: rates
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Barry Berkus, president of B3 Architects, sees another trend in the offing: multigenerational housing that includes multiple master-bedroom suites. We're not there yet, but overlay the aging boomers with the unemployment rate and the burgeoning habit of college graduates to bounce back home for a while, and what's needed is a space that can handle a family that looks nothing like Ozzie and Harriet...
...think it is ethical to charge the poor interest and make a profit out of it? -Hasan Iqbal, Sundsvall, Sweden In Bangladesh, Grameen Bank charges the lowest rate among all microcredit programs, and yes, we make a profit. But Grameen Bank is owned by the borrowers, so when we make a profit it goes back to the borrowers as dividends...
...Population growth contributes greatly to global poverty. What are your thoughts about the problem? Bob O'Connor, Oslo Thirty years back, Bangladeshi mothers had an average of 6.2 children. Today the average is 3.1. The population growth rate has drastically come down and among many explanations is the empowerment of women. They became aware of their ability to handle their lives and make decisions about how many children they will have. Microcredit is not a population program, but it has helped women to see how they can live their own lives...
When implementing recent budget cut decisions, the administration has appeared somewhat closed to outside influence. Thankfully, there may be a remedy to this glaring problem. FAS has now launched an online Idea Bank inviting students, faculty members, and the community to submit their budget cut ideas and rate those of others. Administrators have already successfully halved the FAS deficit, bringing it down to a more manageable $110 million from the original figure of $220 million. Now they are asking the broader Harvard community to have a role in coming up with possible additional cuts...
...decision-making process when it announced its first round of cuts. The Idea Bank is a great opportunity to remedy this. The site makes it very easy for users to contribute, as it is well-designed and simple to use. Ideas can be posted anonymously, and viewers can then rate each idea on a 1-to-5 star scale. Users can even comment on posted ideas and offer their feedback...